{"id":2294,"date":"2023-02-22T18:52:25","date_gmt":"2023-02-22T18:52:25","guid":{"rendered":"https:\/\/fonexmedya.com\/?p=2294"},"modified":"2023-02-22T18:52:31","modified_gmt":"2023-02-22T18:52:31","slug":"lloyds-banking-group-tasarruf-yonundeki-elestirilere-karsi-kendisini-savundu","status":"publish","type":"post","link":"https:\/\/fonexmedya.com\/?p=2294","title":{"rendered":"Lloyds Banking Group, tasarruf y\u00f6n\u00fcndeki ele\u015ftirilere kar\u015f\u0131 kendisini savundu."},"content":{"rendered":"
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\u0130ngiltere’nin en b\u00fcy\u00fck kredi kurulu\u015fu Lloyds Banking Group, tasarruf sahiplerine daha fazla teklif vermedi\u011fi y\u00f6n\u00fcndeki ele\u015ftirilere kar\u015f\u0131 kendisini savundu.<\/b><\/p>\n<\/div>\n<\/div>\n

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CEO Charlie Nunn, daha az paras\u0131 olan m\u00fc\u015fterilerin ge\u00e7imini sa\u011flamaya odakland\u0131klar\u0131n\u0131 s\u00f6yledi.<\/p>\n<\/div>\n<\/div>\n

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“M\u00fc\u015fterilerin %80’inin 5.000 Sterlin’den az, %65’inin ise 1.000 Sterlin’den az birikimi oldu\u011funu bilmek \u00f6nemlidir” dedi.<\/p>\n<\/div>\n<\/div>\n

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Lloyds ve di\u011fer bankalar, tasarruf sahipleri i\u00e7in rekabet\u00e7i seviyelerde faiz oranlar\u0131 sunmamakla ele\u015ftirildi.<\/p>\n<\/div>\n<\/div>\n

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\u0130ngiltere Merkez Bankas\u0131’n\u0131n g\u00f6sterge faiz oran\u0131, tutarl\u0131 bir \u015fekilde y\u00fckseldi\u011fi Aral\u0131k 2021’e kadar on y\u0131l boyunca tarihsel olarak d\u00fc\u015f\u00fck seviyelerde kald\u0131.<\/p>\n<\/div>\n<\/div>\n

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%0,1’den artarak \u015fimdi %4’e y\u00fckseldi ve bir\u00e7ok bankan\u0131n m\u00fc\u015fterilerine sundu\u011fu ipotek oranlar\u0131n\u0131 art\u0131rmas\u0131na neden oldu.<\/p>\n<\/div>\n<\/div>\n

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  • B\u00fcy\u00fck bankalar tasarruf oranlar\u0131n\u0131 ve \u015fube kapan\u0131\u015flar\u0131n\u0131 savunuyor<\/li>\n
  • Faiz oranlar\u0131ndaki art\u0131\u015f sizin i\u00e7in ne ifade ediyor?<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n
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    Radio 4’\u00fcn Today Program\u0131na konu\u015fan Nunn, “Yat\u0131r\u0131m yapacak ve tasarruf edecek paras\u0131 olanlar i\u00e7in oranlar\u0131 art\u0131rd\u0131k ve sundu\u011fumuz \u00fcr\u00fcnlerde %2-5 aras\u0131nda de\u011fi\u015fen oranlarla bunu yapmaya devam etmek istiyoruz” dedi.<\/p>\n<\/div>\n<\/div>\n

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    Ba\u011f\u0131ms\u0131z kar\u015f\u0131la\u015ft\u0131rma sitesi Savings Champion’dan Anna Bowes, taban oran art\u0131\u015f\u0131n\u0131n ne kadar\u0131n\u0131n m\u00fc\u015fterilere yans\u0131t\u0131ld\u0131\u011f\u0131na ba\u011fl\u0131 olarak de\u011fi\u015fir;\u00a0“Ana cadde bankalar\u0131, tasarruf m\u00fc\u015fterilerini hayal k\u0131r\u0131kl\u0131\u011f\u0131na u\u011fratma s\u00f6z konusu oldu\u011funda en k\u00f6t\u00fc su\u00e7lulardan baz\u0131lar\u0131 aras\u0131ndad\u0131r. Bu, \u00e7aresiz tasarruf sahipleri i\u00e7in ger\u00e7ek bir darbe, \u00f6zellikle de ana cadde bankalar\u0131, tasarruf sahiplerinin paras\u0131n\u0131n \u00e7o\u011funu elinde tuttu\u011fu i\u00e7in.”<\/p>\n<\/div>\n<\/div>\n

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    Haber, bankan\u0131n 2022’de bir \u00f6nceki y\u0131lda elde etti\u011fi k\u00e2rla e\u015fle\u015fen 6,9 milyar sterlin vergi \u00f6ncesi k\u00e2r olarak geldi.<\/p>\n<\/div>\n<\/div>\n

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    Y\u00fcksek faiz oranlar\u0131n\u0131n yard\u0131m\u0131yla %14 artan gelire ra\u011fmen, y\u0131l boyunca neredeyse 1.5 milyar sterline ula\u015fan sorunlu kredi provizyonlar\u0131, k\u00e2rlar\u0131n sabit kald\u0131\u011f\u0131 anlam\u0131na geliyordu.<\/p>\n<\/div>\n<\/div>\n

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    Bay Nunn, kredi m\u00fc\u015fterilerinin \u00f6demeleri kar\u015f\u0131lama konusunda ne kadar esnek olduklar\u0131na \u015fa\u015f\u0131rd\u0131\u011f\u0131n\u0131 ifade etti.\u00a0“\u0130nsanlar\u0131n erken \u00f6deme yapmamas\u0131 nedeniyle gecikmi\u015f bor\u00e7larda baz\u0131 marjinal art\u0131\u015flar g\u00f6rd\u00fck. Ancak yine de Covid’den \u00f6nce g\u00f6rd\u00fc\u011f\u00fcm\u00fcz seviyelerin alt\u0131nda. Bu, hafif bir durgunluk \u00f6ng\u00f6r\u00fcs\u00fcne \u00e7ok uygun.”<\/p>\n<\/div>\n<\/div>\n

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    Bor\u00e7 veren, kredi defterinde “\u00e7ok m\u00fctevaz\u0131 bir bozulma kan\u0131t\u0131” g\u00f6rd\u00fc\u011f\u00fcn\u00fc s\u00f6yledi.<\/p>\n<\/div>\n<\/div>\n

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    Hargreaves Lansdowne’da hisse senedi analisti Matt Britzman \u015funlar\u0131 s\u00f6yledi: “Ya\u015fam maliyeti krizinin t\u00fcketiciler ve i\u015fletmeler \u00fczerindeki etkisinin \u015fu an i\u00e7in bor\u00e7 geri \u00f6demesi \u00fczerinde yaln\u0131zca k\u00fc\u00e7\u00fck bir etkisi var, ancak biz hareket ettik\u00e7e bunun artmas\u0131n\u0131 bekliyoruz.” y\u0131l boyunca.”<\/p>\n<\/div>\n<\/div>\n

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    Banka ayr\u0131ca \u00e7al\u0131\u015fanlar i\u00e7in ikramiye havuzunda %12’lik bir art\u0131\u015fla 446 milyon sterline y\u00fckseldi\u011fini a\u00e7\u0131klad\u0131.<\/p>\n<\/div>\n<\/div>\n

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    H\u00fck\u00fcmetin ge\u00e7en y\u0131l ikramiye s\u0131n\u0131r\u0131n\u0131 kald\u0131rma karar\u0131n\u0131 takip ediyor.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    \u0130ngiltere’nin en b\u00fcy\u00fck kredi kurulu\u015fu Lloyds Banking Group, tasarruf sahiplerine daha fazla teklif vermedi\u011fi y\u00f6n\u00fcndeki ele\u015ftirilere kar\u015f\u0131 kendisini savundu. CEO Charlie Nunn, daha az paras\u0131 olan m\u00fc\u015fterilerin ge\u00e7imini sa\u011flamaya odakland\u0131klar\u0131n\u0131 s\u00f6yledi. “M\u00fc\u015fterilerin %80’inin 5.000 Sterlin’den az, %65’inin ise 1.000 Sterlin’den az birikimi oldu\u011funu bilmek \u00f6nemlidir” dedi. Lloyds ve di\u011fer bankalar, tasarruf sahipleri i\u00e7in rekabet\u00e7i seviyelerde …<\/p>\n","protected":false},"author":1,"featured_media":2296,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,19],"tags":[807,279,805,806],"class_list":["post-2294","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tie-world","category-tie-business","tag-faiz-orani","tag-ingiltere-2","tag-lioyds-banking-group","tag-tasarruf"],"_links":{"self":[{"href":"https:\/\/fonexmedya.com\/index.php?rest_route=\/wp\/v2\/posts\/2294","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fonexmedya.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fonexmedya.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fonexmedya.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fonexmedya.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2294"}],"version-history":[{"count":1,"href":"https:\/\/fonexmedya.com\/index.php?rest_route=\/wp\/v2\/posts\/2294\/revisions"}],"predecessor-version":[{"id":2297,"href":"https:\/\/fonexmedya.com\/index.php?rest_route=\/wp\/v2\/posts\/2294\/revisions\/2297"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fonexmedya.com\/index.php?rest_route=\/wp\/v2\/media\/2296"}],"wp:attachment":[{"href":"https:\/\/fonexmedya.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fonexmedya.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fonexmedya.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}